Address your request for the erasure or rectification of your payment default entry to the credit information company. Please note that you need to send separate requests to every company that maintains a credit information register. At present, the credit information register keepers in Finland are Suomen Asiakastieto Oy and Bisnode Finland Oy.
Specify precisely the payment default entries or other personal data stored in the credit information register that your request for erasure or rectification concerns. Also give a detailed and justified description of how the data should be rectified.
If the credit information register refuses to rectify information saved in the credit information register, it must give you a written decision to that effect. The decision must indicate the grounds for refusing your request. Once you have received the decision, you can refer the matter to the Office of the Data Protection Ombudsman. Your request to the Office of the Data Protection Ombudsman should also include a precise description of the data which your request concerned, how the data should be changed and the grounds for the changes you are requesting.